Payday loans are a great offering. They provide you with quick and easy cash in times of emergency. The payday loans serve many purposes. They are meant to meet small, unexpected emergency expenses cropping up from time to time.
Payday Loan Application: Best Lenders of Gost Finance Sri Lanka
6 offers
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
Qualifications
- Minimum credit score: None.
- Minimum credit history: None, this lending platform accepts borrowers with credit history too limited to produce a FICO score.
- Minimum gross income: $10,000.
- Employment: Full-time job, full-time job offer starting in 6 months, a regular part-time job, or another source of regular income.
- Must have U.S. residential street address where borrower resides (unless military personnel on active duty).
- Must be at least 18 years old.
- Valid email account required.
- Personal bank account with U.S. routing number required.
Pros
- Allows secured and joint loans.
- Offers a wide range of repayment terms.
- Offers a 0.5% rate discount for setting up autopay.
- Offers significant rate discount for checking account customers.
- Offers rate discount with direct payment to creditors on debt consolidation loans.
Cons
- Charges origination fee.
- No co-signed loan option.
Online decision in seconds - Money within 15 minutes
under $ 5.000
under $ 1.000
under $ 35.000
The application for the payday loans is of utmost significance. You need to go over the application form provided before getting started. There may be questions about various personal details pertaining to you and your income. These need to be correctly answered. Certain things worth keeping in mind while making applications for payday loans are:
1. You need to apply with a single lender. If you are making a number of applications to various lenders then there is every possibility of your application getting rejected by all. The reason for this is that every payday lender checks your application from a national database of applications and upon detection of pending application for payday loans in your name made to other lenders then they will reject your application made to them.
2. Payday loan applications preferably need to be made towards the beginning of the week and by Thursdays. This is because most lenders do not work on weekends and applications submitted on Fridays will get credited only on the Mondays of the following weeks. This will delay the securing of the cash and its utilization.
3. Verification needs to be made of the lender being a licensed one. It is also advisable to ascertain his/her credentials and competency from some of the customers of the lenders known by you.
4. It is better to avoid cash dealings. Transactions through banks accompanied with bank statements serve as evidence of and gives legitimacy to the transactions.
5. Reading and understanding the various sections and details of the agreement is important. This will reveal much about the lender. In case no valid answer to relevant queries is obtained and the lender is also not cooperative enough then it is advisable to switch to some other suitable lender.
6. With increasing competition among payday lenders you can expect to secure lower interest rates and fees. So, while applying you need to opt for profitable deals from among the lenders providing the lowest rates of interest and fees associated with the loan.