Looking for guaranteed approval loans? Loans4usa - Instant Payday Loans & Easy Guaranteed Approval that you will be accepted for a payday loan. Most payday lenders will accept those with bad credit.
Payday Loans: Guaranteed Approval Bad Credit Loans
6 offers
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
Qualifications
- Minimum credit score: None.
- Minimum credit history: None, this lending platform accepts borrowers with credit history too limited to produce a FICO score.
- Minimum gross income: $10,000.
- Employment: Full-time job, full-time job offer starting in 6 months, a regular part-time job, or another source of regular income.
- Must have U.S. residential street address where borrower resides (unless military personnel on active duty).
- Must be at least 18 years old.
- Valid email account required.
- Personal bank account with U.S. routing number required.
Pros
- Allows secured and joint loans.
- Offers a wide range of repayment terms.
- Offers a 0.5% rate discount for setting up autopay.
- Offers significant rate discount for checking account customers.
- Offers rate discount with direct payment to creditors on debt consolidation loans.
Cons
- Charges origination fee.
- No co-signed loan option.
Online decision in seconds - Money within 15 minutes
under $ 5.000
under $ 1.000
under $ 35.000
The guaranteed payday loan is one of the biggest hypes of the moment and many of us employ its help whenever faced with an insurmountable personal economic crisis. Widely advocated as momentarily financial relief while spoken down as constant money granting solution, the payday loans have earned their well-deserved place among the major loan services.
The reason no other generic type of loan can even begin to compare with their level of convenience resides, among others, in the fact that payday lenders are completely capable of maintaining their business while lending money to high-risk customers.
Therefore, the payday loans have in time been granted the title of guaranteed payday loans. That simple adjective in front of the formerly nonspecific loan has conveyed its widespread popularity and has done it an immense service in raising awareness about it. However, while this article does sustain the fact that the acceptance rate is quite extensive and fairly little needs to be done in order to be eligible, it is not accurate for each and every lender that boasts it. In all fairness, the eligibility criteria do imply one or two aspects such as having a workplace and the legal age added to the banking account.
However, the payday loan guaranteed acceptance can be true for lenders who specialized in certain cases such as the unemployed, self-employed or particularly those who do not own a bank account. It is also true that the specialized payday lenders are no rare birds and one can easily gain access to them but should be aware of the slightly higher fees. The “guaranteed” feature stands rather as a reminder that no credit or other forms of verifications will be performed on the side of the lender, which is more than could be said about conventional loans.
The clear advantage resides with the payday loans guaranteed no fax capabilities considering that the characteristics of these unsecured easy payday loans would deem faxing any type of legal documents obsolete. As you can see, they are not only a blessing for those with rather low FICO scores but also to those who are in a hurry or simply have no access to a faxing machine. In the second case, it would be rather inconvenient and expensive to drive all the way to the official branch of a company that can provide faxing. Therefore, the expediency at which the payday loans can be attained is a rather impressive feat.