The advantage of payday loans is the quick and convenient access they offer. Convenient Features Available With Instant Payday Loans Now!
Best Lenders for convenience of Instant Payday Loans
6 offers
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
Qualifications
- Minimum credit score: None.
- Minimum credit history: None, this lending platform accepts borrowers with credit history too limited to produce a FICO score.
- Minimum gross income: $10,000.
- Employment: Full-time job, full-time job offer starting in 6 months, a regular part-time job, or another source of regular income.
- Must have U.S. residential street address where borrower resides (unless military personnel on active duty).
- Must be at least 18 years old.
- Valid email account required.
- Personal bank account with U.S. routing number required.
Pros
- Allows secured and joint loans.
- Offers a wide range of repayment terms.
- Offers a 0.5% rate discount for setting up autopay.
- Offers significant rate discount for checking account customers.
- Offers rate discount with direct payment to creditors on debt consolidation loans.
Cons
- Charges origination fee.
- No co-signed loan option.
Online decision in seconds - Money within 15 minutes
under $ 5.000
under $ 1.000
under $ 35.000
For most of us, when we were faced with a financial emergency or the end of the month was drawing near, there was a big “uh-oh”, what do we do now? But now the popular way to get cash instantly is the convenience of the instant payday loans. They get deposited in your checking account or savings account, which gets consumers out of a lot of trouble.
Instant Payday Loans Availability
It is fast and easy to apply and qualify for an instant payday loan. In many cases, it’s as easy for you as not having to fax any documents to the companies. If you simply fill in the information required by the instant payday loan provider, you can get money in no time. As long as you are currently employed, you are eligible to apply for these loans online. Even with good, bad, and no credit, or if you have even filed for bankruptcy, you can still get an instant payday loan.
The Costs and Repayment
Most of the time, there are no fees for applying and qualifying for instant payday loans. There, however, may be charges for instant payday loans depending on the value of the loan, similar to cases of all other loans. For example, if you have an instant payday loan of $200 for up to 15 days, the charges could be approximately $60. Companies offer payment options for most fast payday loans which are flexible and are customized to suit your specific situation. To receive short term payday loans, there must be an authorization given to the company you are dealing with that is giving you the loan, to allow them to deposit the amount in your account and to collect the same day cash loan amount and the fee for the loan on your next payday.
Getting an Extension
You can get an extension on your loan if you are not able to have the company pull out their payments on the date specified. You have to make an extension request for an instant payday loan 3 days before the payday due date. However, this will cause you to pay extra fees. Once this option is chosen, you will receive an extension on your instant payday loan for another 15 days.