All About 1 Hour Payday Loans

1-Hour Payday Loans - No Hard Credit Check and Instant Request. Can I get a loan for 1 hour? Yes! You will receive a loan decision in less than 1-hour after applying.

All About 1 Hour Payday Loans: Best Lenders for Payday Loans

6 offers

Many or all of the products featured here are from our partners who compensate us. This may influence which products we write about and where and how the product appears on a page. However, this does not influence our evaluations. Our opinions are our own. Here is a list of our partners and here's how we make money.
LendYou
до $ 2 500
loan amount:$100-5000
age:18 years of age or older
loan term:2 to 7 years
est. APR:6.63% to 485%

information
  • valid checking or savings account with direct deposit
  • you should have worked at your current employment at least 90 days
  • be a US citizen/permanent resident
  • minimum regular income of $1,000 per/month after tax
  • have a checking account in your name
  • have a valid email
  • have a home/work telephone number

Get Started

USA NewLoan
до $ 5 000
loan amount:$100-5000
age:18 years of age or older
loan term:2 to 7 years
est. APR:6.63% to 485%

information
  • valid checking or savings account with direct deposit
  • you should have worked at your current employment at least 90 days
  • be a US citizen/permanent resident
  • minimum regular income of $1,000 per/month after tax
  • have a checking account in your name
  • have a valid email
  • have a home/work telephone number

Get Started

PrimeTimeAdvance
до $ 5 000
loan amount:$100-5000
age:18 years of age or older
loan term:2 to 7 years
est. APR:6.63% to 485%

information
  • valid checking or savings account with direct deposit
  • you should have worked at your current employment at least 90 days
  • be a US citizen/permanent resident
  • minimum regular income of $1,000 per/month after tax
  • have a checking account in your name
  • have a valid email
  • have a home/work telephone number

Get Started

Loans4USA
до $ 5 000
loan amount:$100-5000
age:18 years of age or older
loan term:2 to 7 years
est. APR:6.63% to 485%

information
  • valid checking or savings account with direct deposit
  • you should have worked at your current employment at least 90 days
  • be a US citizen/permanent resident
  • minimum regular income of $1,000 per/month after tax
  • have a checking account in your name
  • have a valid email
  • have a home/work telephone number

Get Started

PaydayCash
до $ 5 000
loan amount:$100-5000
age:18 years of age or older
loan term:2 to 7 years
est. APR:6.63% to 485%

information
  • valid checking or savings account with direct deposit
  • you should have worked at your current employment at least 90 days
  • be a US citizen/permanent resident
  • minimum regular income of $1,000 per/month after tax
  • have a checking account in your name
  • have a valid email
  • have a home/work telephone number

Get Started

Payzonno
до $ 5 000
loan amount:$100-5000
age:18 years of age or older
loan term:2 to 7 years
est. APR:6.63% to 485%

information
  • valid checking or savings account with direct deposit
  • you should have worked at your current employment at least 90 days
  • be a US citizen/permanent resident
  • minimum regular income of $1,000 per/month after tax
  • have a checking account in your name
  • have a valid email
  • have a home/work telephone number

Get Started

Qualifications

  • Minimum credit score: None.
  • Minimum credit history: None, this lending platform accepts borrowers with credit history too limited to produce a FICO score.
  • Minimum gross income: $10,000.
  • Employment: Full-time job, full-time job offer starting in 6 months, a regular part-time job, or another source of regular income.
  • Must have U.S. residential street address where borrower resides (unless military personnel on active duty).
  • Must be at least 18 years old.
  • Valid email account required.
  • Personal bank account with U.S. routing number required.

Pros

  • Allows secured and joint loans.
  • Offers a wide range of repayment terms.
  • Offers a 0.5% rate discount for setting up autopay.
  • Offers significant rate discount for checking account customers.
  • Offers rate discount with direct payment to creditors on debt consolidation loans.

Cons

  • Charges origination fee.
  • No co-signed loan option.

Online decision in seconds - Money within 15 minutes

Installment Loan
under $ 5.000
Payday Loan
under $ 1.000
Personal Loan
under $ 35.000

Do you remember a time in your life when you needed cash fast and there was nowhere else to run to? Most people can relate to this since it is something that is not impossible to happen in our lives. Perhaps you came across a car problem or a bill that you have forgotten to pay. There are just so many things that can go wrong and that will require you to get payday loans in one hour.

It is very fortunate that you can get 1 hour loans no credit check assistance today. The fact is that when you need cash, you need it fast and this is when these loans come in to play. You might not have the time to go through a long application process to borrow money from a bank so it is really handy to have these 1 hour payday loans at your disposal. These are loans that are available even for people who do not make that much money every month. The only criterion is that you have a job and that it pays you regularly.

These one hour payday loans can give you between 1000-2500 dollars depending on which lender you go for. If you are curious as to how to find a good payday lender, you should consider going on the Internet and trying to find one online. This is very easy since there are plenty of websites that specialize in this.

If you wish to get your 1 hour payday loan via a local neighborhood provider, you should see to it that this lender will be able to get you the cash advance within the same day. This might be the best thing you can do if you are really strapped for cash and you are not sure about how the online process works just yet. You might be hard-pressed to find an online lender and end up with a bad deal if you are not careful.

One Hour Payday Loans - Young couple: a guy and a girl take a loan

The fact is that there are very few payday lenders online who will not be able to give you your cash requirement within the same day. After you have sent in the application via their website and they have reviewed and approved it, you should be able to see the cash in your nominated bank account by the next day. If you apply for a loan very early on in the day, this can get approval after an hour and you will have the money by the afternoon.

Applying for these easy payday loans online is so convenient. You also enjoy the privacy of being able to do this within your own house so you do not have to worry about being embarrassed to have someone see you borrowing money. Credit scores are also not a factor since, as mentioned, the only criterion is that you have a steady job.

The online lender will not ask you for any documentation. They will simply call you via telephone or call your employer to verify that you are indeed working for them. They will want to make sure that you have been with that company for the past six months at the very least. As you can see, the requirements are not that strict at all and they do have the utmost respect for your privacy. Most of these websites have privacy settings to protect the sensitive information that you send in through them.

These cash advance loans are there to assist you during times when you need cash right away. One thing that you should always remember is that you should only borrow enough to take care of what you need since borrowing this way subjects you to larger interest rates. Should you be tempted to borrow a greater amount compared to what you require, you might spell trouble for yourself in the future. You also have to make sure that you pay back these loans when you are supposed to since the penalties for not doing so might cause you a lot.

FAQ - One Hour Payday Loans

Are online loans safe❓

It is safe to get a loan from an online lender; you just need to choose a reputable lender. Features like no credit checks and annual percentage rates above 36% should be red flags. Know the signs of predatory loans to avoid a debt trap.

Where can I get a loan❓

Online lenders, banks and credit unions all offer unsecured personal loans. While some online lenders can offer low rates and fast funding, you may get a better offer from your credit union or bank if you're an existing customer. Learn more about where to get a personal loan.

How fast can I get a loan❓

Some lenders say they can approve a loan application in minutes and fund a loan win a day or two of approval, while others may take a few days for each. Generally, you should expect to get the funds from a installment loan within a week of approval.

Can I get a fast loan with bad credit❓

Credit score requirements vary among lenders. Some lenders accept borrowers with good or better credit only; others will loan to bad-credit borrowers. Learn how to get a payday loan with bad credit.

Can I get a cash advance online❓

Cash advance online loans are quickly approved, and in most cases available on the same day for our clients. As soon as the submitted cash loan application has been approved, funds will be transferred into your account on the same day.

How can I borrow emergency money❓

You can get an emergency loan through a bank, online lender or credit union. It's best to compare emergency loans with alternatives to find the cheapest way to borrow money. Online lenders can fund loans quickly — sometimes the same or next day after you're approved — and many let you check your rate before you apply. It usually takes a few minutes to apply for a loan if you have all the required documents ready.