What's the easiest loan to get with bad credit? Here is a complete list of the best bad credit loan lenders 2023. Best Bad Credit Loans From Our Partners. Compare interest rates and fees to find the best fit for you.
Best Bad Credit Loans From Our Partners
6 offers
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
| loan amount: | $100-5000 |
| age: | 18 years of age or older |
| loan term: | 2 to 7 years |
| est. APR: | 6.63% to 485% |
information
- valid checking or savings account with direct deposit
- you should have worked at your current employment at least 90 days
- be a US citizen/permanent resident
- minimum regular income of $1,000 per/month after tax
- have a checking account in your name
- have a valid email
- have a home/work telephone number
Qualifications
- Minimum credit score: None.
- Minimum credit history: None, this lending platform accepts borrowers with credit history too limited to produce a FICO score.
- Minimum gross income: $10,000.
- Employment: Full-time job, full-time job offer starting in 6 months, a regular part-time job, or another source of regular income.
- Must have U.S. residential street address where borrower resides (unless military personnel on active duty).
- Must be at least 18 years old.
- Valid email account required.
- Personal bank account with U.S. routing number required.
Pros
- Allows secured and joint loans.
- Offers a wide range of repayment terms.
- Offers a 0.5% rate discount for setting up autopay.
- Offers significant rate discount for checking account customers.
- Offers rate discount with direct payment to creditors on debt consolidation loans.
Cons
- Charges origination fee.
- No co-signed loan option.
Online decision in seconds - Money within 15 minutes
under $ 5.000
under $ 1.000
under $ 35.000
There are quite a few benefits that you can get out of bad credit loans but the main one is probably the fact that these are very easy to obtain. There are only a few criteria that you have to meet before you are approved for these bad credit payday loans.
You will find that there are plenty of lenders who operate in this industry. Some of them are new while others have been doing it for quite some time.
The main thing about payday loans for bad credit is that most of the lenders do not require a credit check or documents to be faxed before they give you their approval. This is the reason why these bad credit payday loans come with a fast approval process. They are very speedy and this is perfect for those who need them.
Most people wonder how they can get bad credit loans without the lenders doing credit checks on them and without them faxing over the important documents those other traditional lenders require. The fact is that you do not have to send any documents at all since the lender does not really have to know that many things about you. This is not like the usual bank loans where they go through so many processes before you can even get an approval. With payday loans, the criteria to qualify are very minimal.
The lender really just has to find out whether or not you are capable of paying them back. This is the only thing that they are concerned about. As long as your lender knows that you are able to repay them, they will let you borrow the cash that you need.
Your payday loan without security is expected to be paid the same time that you get your next paycheck. This could be monthly or bi-monthly depending on the policies of the company that you are working for. The lenders will want to know when you usually get paid and whether you have a steady job or not. The only thing that concerns them is if you can pay regularly and you get paid each month. Once they are aware of this and they are satisfied, they will send you the notice of their approval.
There are quite a few reasons why you may want to apply for these easy payday loans. Perhaps you are wondering why people take this route in the first place. Well the answer is that there are tons of reasons why you may want to go this way and it is very probable that you might end up getting one in the future too.
It is not bad for you or someone else to require a payday loan. This is the reason why lenders entered this industry. They want to help out people who have urgent financial needs and need a quick fix.
Perhaps you have come across a repair that you need for your car or maybe your wife is giving birth and you are quite short on cash. These are things that you do not really fit into your budget each month and they might be the reason why your cash on hand has suddenly gone very low. It could also be that you are thinking of investing on your own business and you need some cash to help you with the capital. It really does not matter what your cash requirement is for; you only have to believe that you can get the cash right away. The only requirement from you is that you have a steady job and that you get a paycheck every month.